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A Better Mortgage Process:

We have streamlined the lending process by keeping each loan in-house. You save time — and money.

In addition, because we're backed by VanDyk Mortgage Corporation, one of the largest privately held direct lenders in the country, we are able to offer very competitive rates and low closing costs.

A Better Mortgage Process:

We have streamlined the lending process by keeping each loan in-house. You save time -- and money.
In addition, because we're backed by VanDyk Mortgage Corporation, one of the largest privately held direct lenders in the country, we are able to offer very competitive rates and low closing costs.

Mortgage Loan Process

We offer a variety of residential home loans for both Purchase and Refinance transactions:

  • FHA Purchase & Streamline Refinances
  • VA Purchase and IRRL Refinances
  • USDA 100% Rural Development Loans
  • Jumbo loans up to $3,000,000

We offer a variety of residential home loans for both Purchase and Refinance transactions:

  • FHA Purchase & Streamline Refinances
  • VA Purchase and IRRL Refinances
  • USDA 100% Rural Development Loans
  • Jumbo loans up to $3,000,000
Mortgage Loan Programs

Tools and Resources:    

We offer all the goodies you need to help you choose the
right loan. Payment Calculators, Mortgage Glossary, Real
Estate Newsletters, and free downloads to help you make
educated, well informed, decisions.

Tools and Resources:     

We offer all the goodies you need to help you choose the
right loan. Payment Calculators, Mortgage Glossary, Real
Estate Newsletters, and free downloads to help you make
educated, well informed, decisions.

Mortgage Loan Tools

What people are saying…

Reviews on Zillow
LR-QTZSZVB
"Excellent service, very responsible. Great team, always. Very attentive and very diligent. Smooth process. You don't waste time, all documents are electronic and easy process."
5.0/5.0
by Jose Cornier
"We needed a fast loan commitment and could not afford any delays because our seller was very difficult, and if we couldn’t provide a commitment letter on time..."more
5.0/5.0
by kathi75
"Working with VanDyke is always pleasant and informative. They keep you on the same page and answer any questions you may have. They are very concerned about your..."more
5.0/5.0
by KevinJ Brooks
Kudzu Best Of

Mortgage Advice Column

Why You Need A Mortgage Pre-Approval


Are you starting the house hunting process to find a home and haven’t been approved yet for a mortgage loan? So, how do you know which type of loan is going to be the best for your situation? Getting pre-approved is the answer!

A mortgage pre-approval is a document that indicates how much of a loan you can get approved to borrow.

Let’s dig in a little further as to why you should get pre-approval before you shop for your dream home…

Potential Credit Problems

Usually first-time homebuyers are unsure what their credit score is. It’s common when buyers are unaware if they have a credit problem. When they get pre-approved, the buyer will be made aware if they have any issues their credit reports.

Many people don’t monitor their credit score and usually can have a credit error. Having a credit error removed can have a long process and sometimes it can take a couple months for it to get corrected. So, this can all be fix when getting it pre-approved.  

Eliminate Disappointment

Pre-approval letter will help eliminate disappointment and same goes for someone who is purchasing a home.

This happens because when the buyer is searching for a home with an agent, either of them wouldn’t know if the buyer can afford a house. This can possibly lead to a disappointment. Who knows, they would probably fell in love with the one and submit an offer. The next thing they know the buyer won’t be able to afford the house due to credit problems or other situations.

It’s very understanding when leaving the buyer heartbroken and disappointed! Here’s a thing, this can all be avoided once they get pre-approval before looking for a home. Don’t miss an opportunity looking for your dream home without getting it pre-approved. You don’t want to miss out! 

If you want a full team of experts, we’re happy to help you make the best decision. Please don’t hesitate to reach out to us, we look forward to hearing from you!




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VanDyk Mortgage Atlanta Branch: 800 Johnson Ferry Road, NE, Atlanta, GA 30342 | Phone (770) 552-1000 | Privacy Policy | All Rights Reserved
VanDyk Licenses | Fair Lending Policy | Security Policy | Complaint Resolution | General Disclosure | Terms and Conditions 
VanDyk Mortgage Corporate Address: 2449 Camelot Ct. SE, Grand Rapids, MI 49546 | (888) 482-6395
We Lend in: FL, GA, NC, SC, TN, & VA – Corporate NMLS #3035 – Georgia Residential Mortgage Licensee #22013 | Virginia State Corporation Commission MC-5511.
Texas disclosure | This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located
in the state of New York will be accepted through this site.