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A Better Mortgage Process:

We have streamlined the lending process by keeping each loan in-house. You save time — and money.

In addition, because we're backed by VanDyk Mortgage Corporation, one of the largest privately held direct lenders in the country, we are able to offer very competitive rates and low closing costs.

A Better Mortgage Process:

We have streamlined the lending process by keeping each loan in-house. You save time -- and money.
In addition, because we're backed by VanDyk Mortgage Corporation, one of the largest privately held direct lenders in the country, we are able to offer very competitive rates and low closing costs.

Mortgage Loan Process

We offer a variety of residential home loans for both Purchase and Refinance transactions:

  • FHA Purchase & Streamline Refinances
  • VA Purchase and IRRL Refinances
  • USDA 100% Rural Development Loans
  • Jumbo loans up to $3,000,000

We offer a variety of residential home loans for both Purchase and Refinance transactions:

  • FHA Purchase & Streamline Refinances
  • VA Purchase and IRRL Refinances
  • USDA 100% Rural Development Loans
  • Jumbo loans up to $3,000,000
Mortgage Loan Programs

Tools and Resources:    

We offer all the goodies you need to help you choose the
right loan. Payment Calculators, Mortgage Glossary, Real
Estate Newsletters, and free downloads to help you make
educated, well informed, decisions.

Tools and Resources:     

We offer all the goodies you need to help you choose the
right loan. Payment Calculators, Mortgage Glossary, Real
Estate Newsletters, and free downloads to help you make
educated, well informed, decisions.

Mortgage Loan Tools

What people are saying…

Reviews on Zillow
LR-QTZSZVB
"Excellent service, very responsible. Great team, always. Very attentive and very diligent. Smooth process. You don't waste time, all documents are electronic and easy process."
5.0/5.0
by Jose Cornier
"We needed a fast loan commitment and could not afford any delays because our seller was very difficult, and if we couldn’t provide a commitment letter on time..."more
5.0/5.0
by kathi75
"Working with VanDyke is always pleasant and informative. They keep you on the same page and answer any questions you may have. They are very concerned about your..."more
5.0/5.0
by KevinJ Brooks
Kudzu Best Of

Mortgage Advice Column

Considering a Dream Home with a Long Commute?





Location, location, location…. After weeks of searching for a home you start to wonder if you will find all the things you want in a home. There’s many factors that should be put into consideration. Let’s face it, we want it all: an easy commute, nice school district, low taxes, and a great lifestyle. The one thing that sticks out is commute. A nice neighborhood with an easy drive to work is golden. However, what if your dream home means a long commute? Is it worth it? Trust me, it won’t be worth driving through traffic countless hours every week.

Getting everything you want might not be as easy as you think. So, here’s how to factor your commute so you can decide where you would like to live.

Commuting
Commuting is usually defined as travel between the home and the office. So, what’s the issue? Commuting isn’t getting any better and it’s not a bonus for a homeowner. The average Atlanta commutes takes up to an hour.
It’s best to calculate your commute costs, vehicle maintenance, even insurance, before choosing the neighborhood. Sometimes, adding a long commute can double the cost of your expenses.

Lifestyle
This is one of the most important priorities in your decision. Your lifestyle! The generation of young Millennials usually focuses on the night life, restaurants, and outdoor parks. On the other hand, those who have a family and are raising children, would consider what is best for the kids: likely want a short commute and the best school.

Job flexibility
It’s tough to find the balance between work and commute, but adjusting your work schedule to avoid rush hour traffic makes life easier. So, is it worth the commute? It all depends on your job flexibility, whether you work remotely or telecommute. However, if you work from 9 to 5, five days a week, then this may be an issue with the long commute. Those who have the option to adjust their work schedule shouldn’t worry as much about a longer commute.


When you make a big lifestyle change like moving to a new house, make sure it’s about the balance between the price, location and amenities. Waiting to buy until you are comfortable with a home will be a long-lasting accomplishment. Life will be easier for you! To help you weigh the pros and cons, we’re happy to help you make the best decision. Please don’t hesitate to reach out to us, we look forward to hearing from you!

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VanDyk Mortgage Atlanta Branch: 800 Johnson Ferry Road, NE, Atlanta, GA 30342 | Phone (770) 552-1000 | Privacy Policy | All Rights Reserved
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VanDyk Mortgage Corporate Address: 2449 Camelot Ct. SE, Grand Rapids, MI 49546 | (888) 482-6395
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in the state of New York will be accepted through this site.