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A Better Mortgage Process:

We have streamlined the lending process by keeping each loan in-house. You save time — and money.

In addition, because we're backed by VanDyk Mortgage Corporation, one of the largest privately held direct lenders in the country, we are able to offer very competitive rates and low closing costs.

A Better Mortgage Process:

We have streamlined the lending process by keeping each loan in-house. You save time -- and money.
In addition, because we're backed by VanDyk Mortgage Corporation, one of the largest privately held direct lenders in the country, we are able to offer very competitive rates and low closing costs.

Mortgage Loan Process

We offer a variety of residential home loans for both Purchase and Refinance transactions:

  • FHA Purchase & Streamline Refinances
  • VA Purchase and IRRL Refinances
  • USDA 100% Rural Development Loans
  • Jumbo loans up to $3,000,000

We offer a variety of residential home loans for both Purchase and Refinance transactions:

  • FHA Purchase & Streamline Refinances
  • VA Purchase and IRRL Refinances
  • USDA 100% Rural Development Loans
  • Jumbo loans up to $3,000,000
Mortgage Loan Programs

Tools and Resources:    

We offer all the goodies you need to help you choose the
right loan. Payment Calculators, Mortgage Glossary, Real
Estate Newsletters, and free downloads to help you make
educated, well informed, decisions.

Tools and Resources:     

We offer all the goodies you need to help you choose the
right loan. Payment Calculators, Mortgage Glossary, Real
Estate Newsletters, and free downloads to help you make
educated, well informed, decisions.

Mortgage Loan Tools

What people are saying…

Reviews on Zillow
LR-QTZSZVB
"Excellent service, very responsible. Great team, always. Very attentive and very diligent. Smooth process. You don't waste time, all documents are electronic and easy process."
5.0/5.0
by Jose Cornier
"We needed a fast loan commitment and could not afford any delays because our seller was very difficult, and if we couldn’t provide a commitment letter on time..."more
5.0/5.0
by kathi75
"Working with VanDyke is always pleasant and informative. They keep you on the same page and answer any questions you may have. They are very concerned about your..."more
5.0/5.0
by KevinJ Brooks
Kudzu Best Of

Mortgage Advice Column

Trying to Buy a house in your 20s?





In your 20s, there’s so much going on with your life, especially figuring yourself out! It’s about fulfilling and preparing yourself for success. Just trying to have fun and being young, but you also go through the quarter-life crisis better known as your 20’s which could include college loans, extra expenses, and your first entry-level job.  When you think about homeownership, you think it’s beyond your reach. Believe it or not, that’s not the case!

Anything is possible, becoming a first-time home buyer is a big life decision!

So, if you think you’re ready, what are you waiting for? Here’s how you can make your first home-buying dream come true! 

Handle your Student loan debt
If you have student loan debt, you are not alone! College debt shouldn’t prevent you from buying a house.

When looking for a home, most Mortgage lenders look at a borrower’s debt-to-income ratio. The lender will find this ratio by adding your monthly debt payments and then dividing that number by your income. This will help determine the amount you can afford for a mortgage loan.

Another way to make room for mortgage payment is to refinance your student loans and extend it.

Purchase your dream home
When looking for your home as a first-time home buyer make sure to find the best house for you and your needs. A starter home may be the best option! After all, it’ll be your first, not your last! You don’t have to buy your forever home just yet.

Remember, make sure it’s something you’d be happy living in 5 years or so. 

Prepared for home expenses
Always be prepared by having emergency money for home repairs. Homeowners handle all the home repairs. If renovations need to be made, you are left to hire the right contractor and pay the bill. If you need to renovate the kitchen or repair roof damage, for instance, it’s up to you to take on responsibility as the home owner. All this in the long run can add up to a fairly large amount of money.

Remember to keep track of your budget!

In the end, owning a home is the best thing that can happen especially in your 20s. The best way to ensure your home-buying process is a confident one, please don’t hesitate to reach out a full team of mortgage professionals. Call us at 770-552-1000. We’re happy to help you make the best decision.


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VanDyk Mortgage Atlanta Branch: 800 Johnson Ferry Road, NE, Atlanta, GA 30342 | Phone (770) 552-1000 | Privacy Policy | All Rights Reserved
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VanDyk Mortgage Corporate Address: 2449 Camelot Ct. SE, Grand Rapids, MI 49546 | (888) 482-6395
We Lend in: FL, GA, NC, SC, TN, & VA – Corporate NMLS #3035 – Georgia Residential Mortgage Licensee #22013 | Virginia State Corporation Commission MC-5511.
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in the state of New York will be accepted through this site.