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A Better Mortgage Process:

We have streamlined the lending process by keeping each loan in-house. You save time — and money.

In addition, because we're backed by VanDyk Mortgage Corporation, one of the largest privately held direct lenders in the country, we are able to offer very competitive rates and low closing costs.

A Better Mortgage Process:

We have streamlined the lending process by keeping each loan in-house. You save time -- and money.
In addition, because we're backed by VanDyk Mortgage Corporation, one of the largest privately held direct lenders in the country, we are able to offer very competitive rates and low closing costs.

Mortgage Loan Process

We offer a variety of residential home loans for both Purchase and Refinance transactions:

  • FHA Purchase & Streamline Refinances
  • VA Purchase and IRRL Refinances
  • USDA 100% Rural Development Loans
  • Jumbo loans up to $3,000,000

We offer a variety of residential home loans for both Purchase and Refinance transactions:

  • FHA Purchase & Streamline Refinances
  • VA Purchase and IRRL Refinances
  • USDA 100% Rural Development Loans
  • Jumbo loans up to $3,000,000
Mortgage Loan Programs

Tools and Resources:    

We offer all the goodies you need to help you choose the
right loan. Payment Calculators, Mortgage Glossary, Real
Estate Newsletters, and free downloads to help you make
educated, well informed, decisions.

Tools and Resources:     

We offer all the goodies you need to help you choose the
right loan. Payment Calculators, Mortgage Glossary, Real
Estate Newsletters, and free downloads to help you make
educated, well informed, decisions.

Mortgage Loan Tools

What people are saying…

Reviews on Zillow
LR-QTZSZVB
"Excellent service, very responsible. Great team, always. Very attentive and very diligent. Smooth process. You don't waste time, all documents are electronic and easy process."
5.0/5.0
by Jose Cornier
"We needed a fast loan commitment and could not afford any delays because our seller was very difficult, and if we couldn’t provide a commitment letter on time..."more
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by kathi75
"Working with VanDyke is always pleasant and informative. They keep you on the same page and answer any questions you may have. They are very concerned about your..."more
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by KevinJ Brooks
Kudzu Best Of

Mortgage Advice Column

3 Huge House-Hunting Mistakes to avoid at all Costs



It’s that time of the year. Once you get serious about buying a house, it’s time to start house hunting. But before you dedicate your weekend to visiting every open house, you need to know what you’re looking for. Otherwise, the process of shopping for your dream home could get pretty over-whelming!

Here are 3 huge house-hunting mistakes first-time house hunters often make when looking for a home.

House hunting without an agent

Without an agent, you will be flipping through photos of possible homes, researching local trends, market values, and other important information on your own. All of which can be confusing. 

An agent will dive through online databases and other sites to walk you through the information. They will be able to give you some insight about the neighborhoods you’re looking at. They will also help you avoid costly negotiating mistakes when it comes time to make an offer.

Not knowing what you want but expecting perfection.

It’s important to sort out your priorities and make a list before you start shopping for a home. Not every house is the same, after all there are many different types of properties to look at.

Looking for the perfect sized home in a perfect neighborhood with a perfect open kitchen and the best schools, at an affordable price range… it all seems too unrealistic. With such high expectations, you’ll have a hard time searching for the right home. It’s rare to get everything you want on your list, but two out of three isn’t so bad.

Focus on what’s most important for you.

Ignoring the neighborhood

When looking for your dream home, you want to make sure you have some time to tour the neighborhood as well. A bad neighborhood isn’t always obvious, but a little digging is worth it to find out if this is the house for you. Keep an eye out for a lack of parking, take notice of the homes around the area, find out info on your local schools. Are there more than a few homes on the market or empty in the area? This could be a red flag.

You also want to be able to check for local shops, public transportation, or restaurants if those conveniences are important to you.


If you’re ready to make a move, why not learn all about mortgage loans for first time buyers! We’re happy to help you make the best decision. Please don’t hesitate to reach out to us, we look forward to hearing from you! 
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