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A Better Mortgage Process:

We have streamlined the lending process by keeping each loan in-house. You save time — and money.

In addition, because we're backed by VanDyk Mortgage Corporation, one of the largest privately held direct lenders in the country, we are able to offer very competitive rates and low closing costs.

A Better Mortgage Process:

We have streamlined the lending process by keeping each loan in-house. You save time -- and money.
In addition, because we're backed by VanDyk Mortgage Corporation, one of the largest privately held direct lenders in the country, we are able to offer very competitive rates and low closing costs.

Mortgage Loan Process

We offer a variety of residential home loans for both Purchase and Refinance transactions:

  • FHA Purchase & Streamline Refinances
  • VA Purchase and IRRL Refinances
  • USDA 100% Rural Development Loans
  • Jumbo loans up to $3,000,000

We offer a variety of residential home loans for both Purchase and Refinance transactions:

  • FHA Purchase & Streamline Refinances
  • VA Purchase and IRRL Refinances
  • USDA 100% Rural Development Loans
  • Jumbo loans up to $3,000,000
Mortgage Loan Programs

Tools and Resources:    

We offer all the goodies you need to help you choose the
right loan. Payment Calculators, Mortgage Glossary, Real
Estate Newsletters, and free downloads to help you make
educated, well informed, decisions.

Tools and Resources:     

We offer all the goodies you need to help you choose the
right loan. Payment Calculators, Mortgage Glossary, Real
Estate Newsletters, and free downloads to help you make
educated, well informed, decisions.

Mortgage Loan Tools

What people are saying…

Reviews on Zillow
LR-QTZSZVB
"Excellent service, very responsible. Great team, always. Very attentive and very diligent. Smooth process. You don't waste time, all documents are electronic and easy process."
5.0/5.0
by Jose Cornier
"We needed a fast loan commitment and could not afford any delays because our seller was very difficult, and if we couldn’t provide a commitment letter on time..."more
5.0/5.0
by kathi75
"Working with VanDyke is always pleasant and informative. They keep you on the same page and answer any questions you may have. They are very concerned about your..."more
5.0/5.0
by KevinJ Brooks
Kudzu Best Of

Mortgage Advice Column

Should you Buy your First Starter Home?





There’s so many good reasons to own the roof over your head rather than living under your parent’s roof or renting. For a first-time home buyer, saving for a new home can be one of the challenging and exciting chapters of your lives. But, many wonder what type of home they would like to purchase.

What is considered the right home for a first-time buyer? That depends on the person, it all comes down to what suits their lifestyle and income.

If you’re thinking about getting a starter home, here is some guidance to help you explore entry level housing options. 


The Starter Home

The term starter home is a small home that meets requirements for a first-time buyer with 2 or 3 bedrooms and possibly a garage. It’s something you’d be happy living in for around five years or so.

Whatever type of starter home you get, that home is generally priced at a reasonable price point.

It’s not just your mortgage payment that will be lower, your property taxes will be more manageable. Other expenses that you might not think about like electricity and gas will be less as well.

Everybody at some point in life should start at an entry-level home.


Tips for Buying a Starter Home 

Take time to research homes online to see what’s out there. You should make a list of features and narrow down the location you prefer. It’s good to set expectations and know what you want but remember you might have to compromise when looking for a starter home.

Don’t get carried away with falling in love with your first home, you want to do it based on knowledge and common sense. You especially don’t want to be caught over paying your monthly mortgage once you buy a home.

Not to mention, use a pre-approval letter from a mortgage lender in your area. A pre-approval letter will help eliminate disappointment and make the search for an affordable home easier. 


So, what’s your decision?

In the end, I believe it comes down to personal preference. Owning a home is the best thing that can happen. What is the right choice, for you?

Additionally, why not learn all about mortgage loans for first time buyers while saving for your house? If you want a full team of experts, we’re happy to help you make the best decision.

Please don’t hesitate to reach out to us for more details: 770-552-1000. We look forward to hearing from you!
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VanDyk Mortgage Atlanta Branch: 800 Johnson Ferry Road, NE, Atlanta, GA 30342 | Phone (770) 552-1000 | Privacy Policy | All Rights Reserved
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