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A Better Mortgage Process:

We have streamlined the lending process by keeping each loan in-house. You save time — and money.

In addition, because we're backed by VanDyk Mortgage Corporation, one of the largest privately held direct lenders in the country, we are able to offer very competitive rates and low closing costs.

A Better Mortgage Process:

We have streamlined the lending process by keeping each loan in-house. You save time -- and money.
In addition, because we're backed by VanDyk Mortgage Corporation, one of the largest privately held direct lenders in the country, we are able to offer very competitive rates and low closing costs.

Mortgage Loan Process

We offer a variety of residential home loans for both Purchase and Refinance transactions:

  • FHA Purchase & Streamline Refinances
  • VA Purchase and IRRL Refinances
  • USDA 100% Rural Development Loans
  • Jumbo loans up to $3,000,000

We offer a variety of residential home loans for both Purchase and Refinance transactions:

  • FHA Purchase & Streamline Refinances
  • VA Purchase and IRRL Refinances
  • USDA 100% Rural Development Loans
  • Jumbo loans up to $3,000,000
Mortgage Loan Programs

Tools and Resources:    

We offer all the goodies you need to help you choose the
right loan. Payment Calculators, Mortgage Glossary, Real
Estate Newsletters, and free downloads to help you make
educated, well informed, decisions.

Tools and Resources:     

We offer all the goodies you need to help you choose the
right loan. Payment Calculators, Mortgage Glossary, Real
Estate Newsletters, and free downloads to help you make
educated, well informed, decisions.

Mortgage Loan Tools

What people are saying…

Reviews on Zillow
LR-QTZSZVB
"Excellent service, very responsible. Great team, always. Very attentive and very diligent. Smooth process. You don't waste time, all documents are electronic and easy process."
5.0/5.0
by Jose Cornier
"We needed a fast loan commitment and could not afford any delays because our seller was very difficult, and if we couldn’t provide a commitment letter on time..."more
5.0/5.0
by kathi75
"Working with VanDyke is always pleasant and informative. They keep you on the same page and answer any questions you may have. They are very concerned about your..."more
5.0/5.0
by KevinJ Brooks
Kudzu Best Of

Mortgage Advice Column

Mortgage Planning


Living the Dream? For most that means buying a house and paying off all debt as quickly as possible. That’s a great dream yet here’s a few reasons why keeping your mortgage will work to your benefit.




Did you know there are many scenarios where it may not be in your best interest to pay off your loan? Below is a list of the most common areas in which people should considered before making decisions:

 You’ll lose out on that interest deduction


Paying all that mortgage interest has a benefit, and it comes in the form of a possibly sizable tax deduction. If you are in a high tax bracket and have a relatively high mortgage, you may want to keep the mortgage rather than paying it off. A tax payer in a 20% tax bracket who has spent $24,000 in mortgage interest per year gets a $6000 reimbursement. You’d be throwing that away by paying off your mortgage.



You have other debts


It doesn’t make sense to pay off on a low interest rate mortgage first when you have high interest rate credit cards, student loans and even car loans.



You haven’t saved for your kids’ college education


Have you saved enough for your children’s college education? Rather than paying extra payments on a low interest rate mortgage, start saving for your children’s college fund. It does you no good to pay off your mortgage then sadly realizing you are paying a much higher interest rate for college.


For the most part, be careful not to sell yourself or your financial goals short to pay your home off sooner.

If you want a full team of experts, we’re happy to help you make the best decision. Taking action now is the wisest way to achieve your goals for tomorrow. Please don’t hesitate to reach out to us, we look forward to hearing from you!
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Stephen Katz on Zillow

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Mortgage Mobile App

Download my App for Free and you will have instant access to some really helpful tools!

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VanDyk Mortgage Atlanta Branch: 800 Johnson Ferry Road, NE, Atlanta, GA 30342 | Phone (770) 552-1000 | Privacy Policy | All Rights Reserved
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VanDyk Mortgage Corporate Address: 2449 Camelot Ct. SE, Grand Rapids, MI 49546 | (888) 482-6395
We Lend in: FL, GA, NC, SC, TN, & VA – Corporate NMLS #3035 – Georgia Residential Mortgage Licensee #22013 | Virginia State Corporation Commission MC-5511.
Texas disclosure | This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located
in the state of New York will be accepted through this site.