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A Better Mortgage Process:

We have streamlined the lending process by keeping each loan in-house. You save time — and money.

In addition, because we're backed by VanDyk Mortgage Corporation, one of the largest privately held direct lenders in the country, we are able to offer very competitive rates and low closing costs.

A Better Mortgage Process:

We have streamlined the lending process by keeping each loan in-house. You save time -- and money.
In addition, because we're backed by VanDyk Mortgage Corporation, one of the largest privately held direct lenders in the country, we are able to offer very competitive rates and low closing costs.

Mortgage Loan Process

We offer a variety of residential home loans for both Purchase and Refinance transactions:

  • FHA Purchase & Streamline Refinances
  • VA Purchase and IRRL Refinances
  • USDA 100% Rural Development Loans
  • Jumbo loans up to $3,000,000

We offer a variety of residential home loans for both Purchase and Refinance transactions:

  • FHA Purchase & Streamline Refinances
  • VA Purchase and IRRL Refinances
  • USDA 100% Rural Development Loans
  • Jumbo loans up to $3,000,000
Mortgage Loan Programs

Tools and Resources:    

We offer all the goodies you need to help you choose the
right loan. Payment Calculators, Mortgage Glossary, Real
Estate Newsletters, and free downloads to help you make
educated, well informed, decisions.

Tools and Resources:     

We offer all the goodies you need to help you choose the
right loan. Payment Calculators, Mortgage Glossary, Real
Estate Newsletters, and free downloads to help you make
educated, well informed, decisions.

Mortgage Loan Tools

What people are saying…

Kudzu Best Of

Mortgage Advice Column

What Are the Benefits Of Working With A Local Lender?




We have been in business for over 20 years here in Atlanta and are local. If you want to close your loan on time, it's best to work with a local lender, like us! We have local staff and will ensure your deal gets closed on time.


Availability is the most important aspect of any company’s customer service experience. If you have questions or needs about your loan, you can call, text, or email your agent, even if it's after hours. They are available when clients are out looking at houses and whenever else they are needed. Additionally, they explain the whole process, so that everyone understands exactly what they're getting into. Well, why should you expect any different from your lender? The answer is, you shouldn’t. You should receive the exact same respect and we pride ourselves on that!

One of the biggest changes in the lending world in over 20 years occurred on October 3. Things that have been around for 50 years are no more. You'll no longer hear about the Good Faith Estimate, which is replaced by the Loan Estimate, and there is no more HUD-1, as it has been replaced by the Closing Disclosure. In addition, new hard stops and timeframes have been instituted and have to be met before a loan can be closed. These changes are to ensure the consumer knows what their loan is before it closes and to make sure there are no surprises.

To make sure the process moves smoothly, it's crucial to understand that the days of closing a loan in 10 days are over. If you plan on buying a home, whether you're a first-time buyer or a luxury buyer, it's never too early to talk to a lender. You can reach us at 770-824-9777 if you have any lending questions. Or send us an email at skatz@vandykmortgage.com.


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National Rate Trends

Mortgage Rate Quote

Stephen Katz on Zillow

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Free Mobile App:

Mortgage Mobile App

Download my App for Free and you will have instant access to some really helpful tools!

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VanDyk Mortgage Atlanta Branch: 800 Johnson Ferry Road, NE, Atlanta, GA 30342 | Phone (770) 552-1000 | Privacy Policy | All Rights Reserved
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VanDyk Mortgage Corporate Address: 2449 Camelot Ct. SE, Grand Rapids, MI 49546 | (888) 482-6395
We Lend in: FL, GA, NC, SC, TN, & VA – Corporate NMLS #3035 – Georgia Residential Mortgage Licensee #22013 | Virginia State Corporation Commission MC-5511.
Texas disclosure | This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located
in the state of New York will be accepted through this site.