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A Better Mortgage Process:

We have streamlined the lending process by keeping each loan in-house. You save time — and money.

In addition, because we're backed by VanDyk Mortgage Corporation, one of the largest privately held direct lenders in the country, we are able to offer very competitive rates and low closing costs.

A Better Mortgage Process:

We have streamlined the lending process by keeping each loan in-house. You save time -- and money.
In addition, because we're backed by VanDyk Mortgage Corporation, one of the largest privately held direct lenders in the country, we are able to offer very competitive rates and low closing costs.

Mortgage Loan Process

We offer a variety of residential home loans for both Purchase and Refinance transactions:

  • FHA Purchase & Streamline Refinances
  • VA Purchase and IRRL Refinances
  • USDA 100% Rural Development Loans
  • Jumbo loans up to $3,000,000

We offer a variety of residential home loans for both Purchase and Refinance transactions:

  • FHA Purchase & Streamline Refinances
  • VA Purchase and IRRL Refinances
  • USDA 100% Rural Development Loans
  • Jumbo loans up to $3,000,000
Mortgage Loan Programs

Tools and Resources:    

We offer all the goodies you need to help you choose the
right loan. Payment Calculators, Mortgage Glossary, Real
Estate Newsletters, and free downloads to help you make
educated, well informed, decisions.

Tools and Resources:     

We offer all the goodies you need to help you choose the
right loan. Payment Calculators, Mortgage Glossary, Real
Estate Newsletters, and free downloads to help you make
educated, well informed, decisions.

Mortgage Loan Tools

What people are saying…

Reviews on Zillow
LR-QTZSZVB
"Excellent service, very responsible. Great team, always. Very attentive and very diligent. Smooth process. You don't waste time, all documents are electronic and easy process."
5.0/5.0
by Jose Cornier
"We needed a fast loan commitment and could not afford any delays because our seller was very difficult, and if we couldn’t provide a commitment letter on time..."more
5.0/5.0
by kathi75
"Working with VanDyke is always pleasant and informative. They keep you on the same page and answer any questions you may have. They are very concerned about your..."more
5.0/5.0
by KevinJ Brooks
Kudzu Best Of

Mortgage Advice Column

Tips for Searching for New Listings



Ever wonder if you can get your dream home either before it goes on the market or right after? Negotiating for a home that’s been on the market can be stressful! Especially for first time buyers looking to search for a buy a home with less competition.
Here are some secrets for finding your dream house either before the listing goes live or immediately after.

How to win over an Upcoming Home
Ask your agent about listings he or she is trying to get. When asking, make sure it’s not the current listings. You’re basically offering yourself up as “bait,” of course you aren’t making any promises to buy a home, but if you’re interested on the property then you can try to get one step ahead of other buyers.

MLS systems usually don’t allow any showings until the home is on the market, however another way to check upcoming listing is on a Friday. MLS systems would list new homes on Friday morning. This is a good opportunity to jump ahead and go to their first open house and write an offer.

Making the Right Offer
You want to come up with a price that is agreeable to you. You can do this by spending time with your agents to ensure you’re not making any mistakes. When making an offer, you need to include documentation. Most sellers want to see that you have a pre-qualification letter, proof of funds, and possibly a copy of your earnest money.

When the seller receives your offer, the seller will probably think about the offer all weekend. Even if the seller elects to wait through the duration of the open house, your offer is still on their mind. This is when you need to wait patiently, as the seller might be tempted to take the offer.

Don’t miss out on the opportunity to search for your dream home. All it takes is a little resourcefulness and some investigating to find out which homes are going on a market so that you will be ready to act fast.
If you have any questions for us, don’t hesitate to give us a call at 770-552-1000. We look forward to hearing from you soon! 



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