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A Better Mortgage Process:

We have streamlined the lending process by keeping each loan in-house. You save time — and money.

In addition, because we're backed by VanDyk Mortgage Corporation, one of the largest privately held direct lenders in the country, we are able to offer very competitive rates and low closing costs.

A Better Mortgage Process:

We have streamlined the lending process by keeping each loan in-house. You save time -- and money.
In addition, because we're backed by VanDyk Mortgage Corporation, one of the largest privately held direct lenders in the country, we are able to offer very competitive rates and low closing costs.

Mortgage Loan Process

We offer a variety of residential home loans for both Purchase and Refinance transactions:

  • FHA Purchase & Streamline Refinances
  • VA Purchase and IRRL Refinances
  • USDA 100% Rural Development Loans
  • Jumbo loans up to $3,000,000

We offer a variety of residential home loans for both Purchase and Refinance transactions:

  • FHA Purchase & Streamline Refinances
  • VA Purchase and IRRL Refinances
  • USDA 100% Rural Development Loans
  • Jumbo loans up to $3,000,000
Mortgage Loan Programs

Tools and Resources:    

We offer all the goodies you need to help you choose the
right loan. Payment Calculators, Mortgage Glossary, Real
Estate Newsletters, and free downloads to help you make
educated, well informed, decisions.

Tools and Resources:     

We offer all the goodies you need to help you choose the
right loan. Payment Calculators, Mortgage Glossary, Real
Estate Newsletters, and free downloads to help you make
educated, well informed, decisions.

Mortgage Loan Tools

What people are saying…

Reviews on Zillow
1901191
"This was my third refinance with Stephen and VanDyk Mortgage. As usual, Stephen was very responsive and was able to get me the best no cost rate in ... more "
5.0/5.0
by mogatlanta
Kudzu Best Of

Mortgage Advice Column

Should You Sell Your Home Occupied or Vacant?

If you're selling your home, you're probably wondering whether you should move out now or wait until you have found a buyer. There isn't an easy answer to this - whether you should move before you sell is dependent on many factors.



Do you have a lot of stuff in your home? Does the home feel cluttered? If the answer is yes, you have two options: one, thin out the furniture or, two, completely move out so the home can be shown in its entirety. If a home has too much stuff in it, it will feel cluttered.

Another thing to consider is whether you can keep your home in show-ready condition at all times. Depending on your situation, it might be better to move out so that the home is clear and clean once buyers arrive. On the other hand, if you're a clean person who doesn't have to clean up after kids, staying in the home while selling might be a more convenient option.

Obviously, if you have to move, (maybe due to a new job out of state or another similar reason) then you may be wondering if you should keep some furniture in your old house. This comes down to your personal needs, however, it is generally best to keep the house as simple as possible. The idea is to present the house to the buyers in a way that they can see themselves living there.

Also, when selling, you should ask yourself whether your furniture is in showing condition. If it is old and ragged, you should either replace it, or move out and have your home professionally staged.

If you have questions about the moving process, or if you would like our assistance, give us a call or shoot us a quick email. We're always available to help!

How Can A Pre-Approval Simplify Your Home Search?


If you're thinking about buying, how do you find out how much home you can actually afford? This is a question we get all the time, and would love to answer for you.

The very first thing to do if you want to buy a home is to get pre-approved. The pre-approval is free, and you can figure out exactly how much house you can afford.


Once you have been pre-approved, you can begin looking at all your financial options and figure out the plan that works best for your needs. Often, you will be approved for more than you can really afford, and that's fine - once you know the size of the loan, we can help you determine what amount you can comfortably make payments on each month.

We want to know exactly what you need and what your dreams are. Our goal is to get on the same page as you in order to help you achieve your personal and financial goals. For us, it's not just about getting you into a house, but finding you the ideal home that will fit your needs for years to come.

If you want a full team of experts at your disposal to help you make the best buying and selling decisions, please don't hesitate to reach out to us. We would love to hear from you!

What Should You Do to Prepare Your Home for Winter?


Today we are excited to discuss an important topic that you need to know about this time of year. It’s important to be prepared for winter so you don’t have any big costs or repairs to do during the long, cold months ahead. We’ve got 5 great ways that you can winterize your home, and here they are:




1. Have your furnace looked at by a professional.

2.Look at the weather stripping around your windows and doorways, make sure it’s sealed tight.

3. Disconnect any hoses out from the side of your house so you don’t have to deal with any frozen pipes.

4. Clean your gutters out to prevent them from freezing. This will help protect siding and roof issues.

5. If you have outdoor fountains or sprinkler systems, drain and cover those.



These are just a few of the things you can do to keep your home in tip-top shape throughout the winter. If you have any questions for us, or are thinking about buying or selling yourself, give us a call or send us an email. We look forward to hearing from you!
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VanDyk Mortgage Atlanta Branch: 800 Johnson Ferry Road, NE, Atlanta, GA 30342 | Phone (770) 552-1000 | Privacy Policy | All Rights Reserved
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