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A Better Mortgage Process:

We have streamlined the lending process by keeping each loan in-house. You save time — and money.

In addition, because we're backed by VanDyk Mortgage Corporation, one of the largest privately held direct lenders in the country, we are able to offer very competitive rates and low closing costs.

A Better Mortgage Process:

We have streamlined the lending process by keeping each loan in-house. You save time -- and money.
In addition, because we're backed by VanDyk Mortgage Corporation, one of the largest privately held direct lenders in the country, we are able to offer very competitive rates and low closing costs.

Mortgage Loan Process

We offer a variety of residential home loans for both Purchase and Refinance transactions:

  • FHA Purchase & Streamline Refinances
  • VA Purchase and IRRL Refinances
  • USDA 100% Rural Development Loans
  • Jumbo loans up to $3,000,000

We offer a variety of residential home loans for both Purchase and Refinance transactions:

  • FHA Purchase & Streamline Refinances
  • VA Purchase and IRRL Refinances
  • USDA 100% Rural Development Loans
  • Jumbo loans up to $3,000,000
Mortgage Loan Programs

Tools and Resources:    

We offer all the goodies you need to help you choose the
right loan. Payment Calculators, Mortgage Glossary, Real
Estate Newsletters, and free downloads to help you make
educated, well informed, decisions.

Tools and Resources:     

We offer all the goodies you need to help you choose the
right loan. Payment Calculators, Mortgage Glossary, Real
Estate Newsletters, and free downloads to help you make
educated, well informed, decisions.

Mortgage Loan Tools

What people are saying…

Reviews on Zillow
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"Excellent service, very responsible. Great team, always. Very attentive and very diligent. Smooth process. You don't waste time, all documents are electronic and easy process."
5.0/5.0
by Jose Cornier
"We needed a fast loan commitment and could not afford any delays because our seller was very difficult, and if we couldn’t provide a commitment letter on time..."more
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by kathi75
"Working with VanDyke is always pleasant and informative. They keep you on the same page and answer any questions you may have. They are very concerned about your..."more
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Mortgage Advice Column

The Expectation of Buying a Home



People normally have two choices when it comes to where they live and ultimately call home sweet home. There are numerus factors that can affect a person’s decision to rent or buy a home. The most influential factor is usually financial. So, is homeownership still a cornerstone of the American Dream?

According to the Survey of Consumer Expectation (SCE), one of the many questions asked in the housing section of the survey was: Assuming you had the financial resources to do so, would you like to own instead of rent your primary residence?

Surprisingly, 76.7% of those under the age of 50 said they would prefer to own their home, rather than rent. 52% of those over 50 would prefer to own. See the chart below:



This just shows how homeownership is part of the American Dream for the majority of the Millennials. In many ways, owning a home has become the norm for Americans. That dream is still alive!

At the end, perhaps the most important person to ask is yourself. Why miss out on the opportunity of looking for your dream home?

Once it’s time to look for a dream home give us a call or send us an email! We look forward to hearing from you!

What type of home will you buy?





It's a tough call between choosing a condo, townhouse, or single-family home when it comes to first-time buyers. When deciding between each potential home market, the type of house you purchase will also impact your down payment plans.  Managing lifestyles and budgets contribute to the buyer's pros and cons. Here are the key questions to ask when deciding which type of home, you should purchase.

Does the area suit your lifestyle?

Newlywed couples and young professionals are one of the foremost potential first-time buyers. Young professionals are looking for a place to live that is fulfilling on several levels. The Generation of young Millennials don’t plan on having children anytime soon therefore no need for extra bedrooms or even a yard. Condos tend to be a good fit for young professionals, because they are usually walking distance to coffee shops, restaurants, train stations, and shops; meeting their Millennial standards. 

On the other hand, Newlywed couples mostly hope to find a bigger size home because they are welcoming a new baby to the family. Expanding or building a family requires having a nice backyard for future children to enjoy, making a house a better option than a condo.

On the contrary, owning a house can be costly, staying in a townhouse would be more suitable where the Homeowners associations hire contractors to take care of the maintenance.

Are association fees worth it?

Have you heard of Homeowner’s association (HOA)? It’s an organization for the residents that makes and enforces rules that require owner’s to pay dues. You should understand how HOA works before signing the contract.

Condo or townhouse owners bear the rules that some people find too restrictive; however, maintenance and repairs are covered by the HOA. Which takes out the hard work for owners not wanting the responsibility of sustaining the maintenance work.

House owners handle all the home repairs. If renovations need to be made, you are left to hire the right contractor and pay the bill. If you need to renovate the kitchen, for instance, it’s up to you to look for the right contractor and pay the bill. All the maintenance and renovations in the long run can add up to a fairly large amount of money. 

So, what do you think?

In the end, I believe it really comes down to personal preference. Once you have your down payment saved up, you will be ready to go and know exactly what you’re looking for. Owning a home is the best thing that can happen.  What is the right choice, for you?

Additionally, why not learn all about mortgage loans for first time buyers while saving for your house? If you want a full team of experts, we’re happy to help you make the best decision.

Please don’t hesitate to reach out to us for more details: 770-552-1000. We look forward to hearing from you!

When's the Right time to buy a home?







Considering when to buy a home is always a train of thought. Many questions come to surface such as, “Are you ready to buy a house? What can I afford? What area will the house be located in?" Suddenly we find ourselves with so many questions, but not enough answers. And that's where we experts come in...

Here’s a list of components that will help determine your next home purchase:

          Planning to Settle in

Buying a home is not a compromise.  Keep in mind that you can change a lot of things about a home but you can’t change its location. You should know you’re going to stay for a minimum of five to seven years when buying a home. Choose wisely, which ever place you decide to call "home sweet home." The longer you stay, the better because this will help you to build long-lasting relationships within the community.

Steady Career

Money is obviously an important factor. Having the money to make the purchase is great, but remaining at a steady career gives lenders confidence that you can repay a home loan. Remember, buying a home is a lot more than having a down payment and paying the mortgage; such as utilities, home insurance, and general maintenance. Simply give yourself a little more time to get ready financially to buy your home.  

House Affordability

One way to do this is to answer the question “Is it cheaper to rent than to buy?” If buying is the best option then the next step is for you to contact a mortgage professional and make sure you’re preapproved. Pre-approval is free, and you can figure out exactly how much house you can afford.

You don’t want to miss out finding the right house to call your home sweet home!

If you want a full team of experts at your disposal to help you make the best buying decisions, please don’t hesitate to reach out to us. We look forward to hearing from you!

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